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SAME AS 9 Nicole Hallam of Marshalltown, Iowa, pulls weeds in the garden in front of her house, which is being reconstructed. She and her husband were getting ready to put the house up for sale when a tornado hit central Iowa in July 2018. They're exhausted by the rebuilding process and worried about having to pay out of pocket once they reach a cap on what the insurance company will contribute. (Stacy Fernández/News21)